The Consumer Financial Protection Bureau released a new interim final rule intended to clarify how mortgage servicers can communicate with borrowers at risk of foreclosure, as well as a proposed rule about bankruptcy communications. In 2016, the CFPB published the Mortgage Servicing Final Rule, amending Regulation X. Pursuant to the changes, servicers were required to send written notices – known as early intervention notices – to certain consumers at risk of foreclosure who requested a cease in communications under the Fair Debt Collection Practices Act .
