The foreclosure rate in the Twin Cities metro is at an all-time low and is now one of the lowest in the U.S. It's a development, however, that's partly the result of underlying troubles in the housing market: a shortage of listings and tight credit. During the first half of the year, the foreclosure rate in the seven-county metro fell 44 percent to just 0.17 percent, according to a midyear report from Attom Data Solutions.
