Despite steadily improving job markets and historically low mortgage rates, the U.S. homeownership rate is stuck near a 50-year low because of a perverse mix of challenges, according to findings of a new white paper titled, “Hurdles to Homeownership: Understanding the Barriers.” The study was released in recognition of National Homeownership Month at the National Association of Realtors Sustainable Homeownership Conference held at UC Berkeley this month.

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