PHUWADOL THAMATHITIKHUN; DESIREE THAMATHITIKHUN, Plaintiffs – Appellants v. BANK OF AMERICA, N.A.; NEW PENN FINANCIAL, L.L.C.; BANK OF NEW YORKMELLON, Formerly Known As The Bank of New York, as Trustee for Certificateholders CWALT Inc.Alternative Loan Trust 2005-73CB, Mortgage Pass-Through Certificates, Series 2005-73CB, Defendants – Appellees The plaintiffs defaulted on their mortgage payments, and the mortgage servicer foreclosed.

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