What's the difference between a mortgage and a credit card? A lot, right? One is a large sum of money you use to finance a home, another is a card that lets you borrow money to make purchases. What about the difference between a secured credit card and an unsecured credit card? A car loan and a student loan? Figuring out the characteristics of each and deciding which one makes sense for you can be enough to bring on a massive headache.

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