Southern Californiaa s foreclosure mill runs at one-tenth its peak pace

When credit-reporting agency Equifax announced in September that hackers had accessed the accounts of 143 million of its customers–over 40 percent of the U.S. population–it was another example of how little power consumers have over their money and personal information. It unfolded in a familiar way: Equifax isn't communicating with its customers, and no one…