Florida Court Finds HUD Face-to-Face Requirements a Condition Precedent to Foreclosure

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In a decision issued Dec. 2, Florida's Fifth Court of Appeal became the first Florida state appellate court to find that the Housing and Urban Development regulation, requiring a face-to-face interview with borrowers, is a condition precedent to foreclosure for Florida mortgages containing a provision incorporating HUD regulations into the mortgage. Specifically, in Palma v. […]