Carrie Roman , a Bilingual Housing Counselor, helps Jose Portillo, of Brentwood, finalize his loan modification paperwork at the Long Island Housing Partnership, Inc., in Hauppauge on Feb. 5, 2018. Photo Credit: Jessica Rotkiewicz New York State has taken over 92 distressed mortgages on Long Island to help homeowners avoid foreclosure and prevent homes from becoming “zombie” properties.

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