Tenth Circuit Joins The Fray Regarding Whether Foreclosures Are Debt Collection Activity

With the Tenth Circuit's decision the circuits remain split with the Ninth Circuit and now the Tenth Circuit holding that non-judicial foreclosures are not debt collection activity and the Fourth, Fifth and Sixth Circuits holding that they are. Cir., Jan. 19, 2018), Wells Fargo retained foreclosure counsel who sent the consumer an initial communication which […]