Concerns about riskier mortgages are sprouting Delinquencies on FHA-backed mortgages ticked up recently Check out this story on ydr.com: http://usat.ly/2myEZgH Riskier borrowers are making up a growing share of new mortgages, pushing up delinquencies modestly and raising concerns about an eventual spike in defaults that could slow or derail the housing recovery. The trend is centered around home loans guaranteed by the Federal Housing Administration that typically require down payments of just 3% to 5% and are often snapped up by first-time buyers.

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