A bogus mortgage refinancing business that claimed to help homeowners prevent foreclosure instead cost people their homes and bilked thousands of dollars from the victims, federal authorities charge. A federal grand jury on Feb. 18 indicted Rene de Jesus de Leon, 47, and his wife, Pedrina Rodriguez Bonilla, 37, both of Silver Spring, and Ana Maritza Gomez, 43, of Hyattsville, on charges arising from a residential mortgage fraud scheme.